The most (and least) burgled postcodes in Britain

Homes in Swansea, Pembrokeshire and Cumbria least likely to have experienced a break-in, but where is most at risk?

Households in Leeds, specifically those within the postcode LS13, have more reason to fear a break-in than residents of any other part of Britain.

The area has suffered the largest number of burglaries in the UK according to the latest figures, but is closely followed by parts of Bradford and London, according to analysis of 3.5 million insurance quotes. 

After LS13, the postcode with most likely to have experienced a robbery is BD12 within Bradford.

The top spot for burglary claims in London was North Finchley (N12) coming third on the list overall. Manchester’s Eccles (M30) was in fourth place on the list.

On the other hand, people living within Swansea’s SA9, Pembrokeshire’s SA62 and Cumbria’s LA14 may sleep a little easier after learning they are among the least likely to have experienced a burglary.

Homeowners in these burglary “hotspots” are charged an extra 20% on average for insurance, amounting to £30 extra a year, said Moneysupermarket.com, which carried out the research.

Even those who have not been a victim of burglary pay more if they live in an area with high claims because of insurers blanket approach to pricing by postcode.

Hannah Jones, insurance expert at Moneysupermarket, said: “While there are clearly some areas of the country with a higher proportion of insurance claims for burglary than others, this doesn’t actually mean the area is “rife” with crime.

“Thieves often specifically target areas with wealthy residents, or quieter areas where there’s not a lot of passing foot traffic, where the rewards are potentially greater and the risk of being caught in the act may be lower.”

The 20 UK postcode districts most likely to claim for theft on their home insurance:

	Postcode District	Town	County / City	Number of theft claims per 1000 enquiries
1	LS13	Bramley, Gamble Hill, Moorside, Rodley, Swinnow	Leeds	34.8
2	BD12	Low Moor, Oakenshaw, Wyke	Bradford	34.2
3	N12	North Finchley, Woodside Park	London	31.9
4	M30	Eccles	Manchester	31.6
5	RM3	Harold Wood, Harold Hill, Noak Hill in Romford	London	30.9
6	SW12	Balham, Clapham South, Hyde Farm	London	30.1
7	LS18	Horsforth	Leeds	29.7
8	UB3	Hayes, Harlington	London	29.5
9	SE22	East Dulwich, Peckham Rye, Loughborough Junction, Herne Hill	London	29.1
10	LS28	Calverley, Farsley, Pudsey, Stanningley	Leeds	28.4
11	IG2	Gants Hill, Newbury Park	London	28.1
12	HU6	Hull, Dunswell, Orchard Park	Hull	27.8
13	BD10	Apperley Bridge, parts of Eccleshill, Greengates, Idle, Thackley	Bradford	27.7
14	BD17	Baildon, Shipley	Bradford	27.3
15	LS25	Aberford, Ferry Fryston, Garforth, Hillam, Kippax, Ledsham, Micklefield, Monk Fryston, Sherburn-in-Elmet	Leeds	26.9
16	TW12	Hampton, South Hanworth	London	26.7
17	BD18	Saltaire, Shipley, Windhill, Wrose	Bradford	26.2
18	SW16	Streatham, Norbury, Thornton Heath, Streatham Park, Furzedown, Streatham Vale, Mitcham, Pollards Hill	London	26.1
19	LS12	Armley, Farnley, New Farnley, Wortley	Leeds	26.1
20	BD6	Buttershaw, Wibsey	Bradford	25.3

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